A wise person should have money in their head, but not in their heart. –Jonathan Swift

19 Frugal Living Ideas

Who is not like to save a few bucks?


We all work hard for cash.


Naturally, most of us want to save a chunk of it to safeguard our uncertain future.


Not surprisingly, there are many strategic ways to save money easily.


Here are 19 best money saving tips that can help you spend less and save more.


1) Use tools that will help you save more money..


Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. –Will Rogers


2) Make a healthy meal plan ahead for coming week(s)..


A wise person should have money in their head, but not in their heart. –Jonathan Swift


3) Prepare shopping list around items up for sale..


Money often costs too much. –Ralph Waldo Emerson


4) Drinking plenty of plain water means less expense on health issues..


Frugality includes all the other virtues. –Cicero


5) Start maintaining a spreadsheet to stay with your set budget..


I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. –Warren Buffett


6) Create a plan for paying off debt..


Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. –Charles Dickens


7) Find a second job for extra cash..


What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us. –Julia Cameron


8) Look for pattern of recurring though unnecessary expenses to save money..


I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. –Warren Buffett


9) Compare your health insurance plans and their rates before renew..


Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. –Benjamin Franklin


10) Use the power of coupons intelligently..


Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. –Johann Wolfgang von Goethe


11) Assess your credit/debit card statements regularly for finding ways to save more..


Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. –Ayn Rand


12) Preserve a contingency plan or emergency fund..


It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. –George Lorimer


13) Practice avoiding instant gratification and exaggerated feelings of passion..


Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. –J. Paul Getty


14) Stop misusing electricity and control the bill amount..


I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died. –Malcolm Forbes


15) Consider repair option before buying something new..


Money is a terrible master but an excellent servant. –P.T. Barnum


16) Make the most out of everything to get the best deals..


Wealth is the ability to fully experience life. –Henry David Thoreau


17) Pay attention to basic maintenance of household items in good time..


You must gain control over your money or the lack of it will forever control you. –Dave Ramsey


18) Ask your credit card company for a favour by dropping interest rate..


Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. –Paul Samuelson


19) Give up on living a lavish lifestyle..


Every time you borrow money, you’re robbing your future self. –Nathan W. Morris


Now you know 19 ways to save money so start saving from today.


Money Saving Tips: 1 More..


20) Enter yourself into multiple credit card rewards program and cash-back offers.


Some of these needs your disciplined life, while others require only apply of logic and intelligence.


The most important thing is here to stay aware of your spending.


You should be the person who always knows where the money is and decides where to go.


Stick to your financial plan; go after these tips and save money!


Let us know through comments your favourite money saving tips.


Be it for college students or for families, we appreciate your effort on further elaboration of best ideas for fugal living.


So feel free to share your household money saving tips now.


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